Net Cash

Net Cash is a comprehensive mobile banking application developed by BNP Paribas for corporate clients. Net Cash provides businesses with direct, secure access to manage their treasury and cash flow operations from a smartphone or tablet. Users of Net Cash can view account balances, authorize payments, and monitor financial activity in real-time, offering a significant advantage in managing corporate finances efficiently while on the move. The primary function of Net Cash is to deliver powerful banking tools in a mobile format, ensuring that financial decision-makers are never disconnected from their company's fiscal health.

Real-Time Account Overview and Alerts

This function provides a consolidated dashboard showing balances and recent transactions across all linked corporate accounts. Users simply log into the Net Cash app to immediately see their financial standing. The system can be configured to push instant notifications for specific events, such as a large incoming payment or a low account balance. This allows treasurers to react promptly to changes without manually refreshing the data, ensuring they always have an accurate, up-to-the-minute view of company liquidity directly through Net Cash.

Secure Payment Initiation and Authorization

Net Cash enables users to create, validate, and approve payment orders directly from their mobile device. The process begins by selecting the "Payments" function, where the user enters the beneficiary details and amount. Transactions then enter a multi-level approval workflow based on the company's predefined security matrix. An authorized signatory must authenticate the transaction using their secure credentials, providing a robust chain of control. This mobile approval process in Net Cash ensures that critical payments are never delayed, even when key personnel are away from the office.

Customizable Reporting and Analytics

Users can generate tailored reports to analyze cash flow, track payments, and forecast future positions. Within the Net Cash application, they select the reporting module and choose from various pre-configured templates or customize parameters like date range and account selection. Net Cash then compiles the data into a clear, visual format such as graphs or charts, which can be exported for further analysis. This functionality turns the Net Cash app into a powerful analytical tool, providing valuable insights that support strategic financial planning.

Managing User Permissions and Access Rights

This administrative feature allows a super-user, like a company treasurer, to control which employees have access to specific functions within Net Cash. Through the Net Cash settings menu, the administrator can assign roles, set transaction limits for individual users, and define Net Cashroval rules for payments. For example, a junior accountant might only have permission to view balances, while a manager can initiate payments up to a certain value. This granular control provided by Net Cash ensures strong security and internal governance over financial operations.

Interactive Currency and Market Tools

For businesses operating internationally, Net Cash includes tools for tracking exchange rates and monitoring market trends. Users access a dedicated section within Net Cash to view real-time foreign currency rates and set up personalized watchlists for specific currencies. This immediate access to market data helps treasury professionals make informed decisions about the optimal timing for executing foreign exchange trades or international payments directly through the Net Cash platform, effectively managing currency risk.

Key Features

Real-time overview of multi-account balances and transactions.

Secure, multi-level payment initiation and approval workflow.

Customizable financial reporting and cash flow analysis.

Granular user permission controls for enhanced security.

Integrated tools for tracking foreign exchange rates.